Sberbank warns bailiffs about fraud. Swindlers disguised as bailiffs defraud Siberians of money. And at this time

1. A copy of the application for a court order from
June 24, 2019
Collector of the Federal Tax Service for Vsevolozhsk district, collect from me the amount of transport tax debt + penalties?!
I contacted the MS and found out that there was arrears of transport tax for 2017, which was paid in September 2018.
A day at your own expense in order to deliver copies of receipts for payment of transport tax for 2017 MS. Having looked at the receipts, the MS notified that there were no further claims against me.
And already on 09.07.19 I received an SMS from the bank about the collection of an amount three times larger by the bailiff than in the first case.
At the same time, I did not receive any letters or notifications from either MS or SP,
And again, tax arrears, what taxes? For what period? I have to and that's it.
07/18/19 part of the amount was collected from the pension card by the same bailiff
08/19/19 part of the amount was collected from the pension card by the same bailiff

On October 26, 2019, I received a judicial letter in the mail. Postmarked 10/22/19.
Postmarked at the point of receipt on October 24, 2019. And a court order dated October 17, 2019.
Within 20 days from the date of sending a copy of the court order, I must prove
That the transport tax for 2016 and again for 2017 I PAID!
I am a law-abiding person and all my taxes have been paid, I have receipts for 10 years.
How long is the truth, brother.

Law firm Business Assistance Center "STANLEY", 11927 answers, 5026 reviews, on the site since 08/01/2013
1.1. You should have appealed the court order and the requirement of the tax inspectorate, which is referred to in the court order, then it would be possible to stop the collection. And so the inspector of one department looked at it, but did not transfer it to another department, etc.

2. I used a PrivatBank credit card, after the closure of this bank, my account was redirected to Binbank credit cards (which PrivatBank did not warn me about), I did not replenish the card, and BinBank sued me. The court made a decision on October 7, 2015 to collect 155,541 rubles from me. 77 kopecks (principal + interest), also granted my request for an installment plan until October 7, 2017, determination dated March 21, 2016. I paid the amount of 155541.77 in full to the bailiff on December 12, 2016. This year (2019) I applied for a mortgage, and I was denied, as I found out, due to the fact that I had a debt with Otkritie Bank, although I did not take out loans from this bank. Having contacted the bank, it turned out that this was an unclosed account, all on the same card that was used in court.
On March 27, 2019, I wrote a complaint to Otkritie Bank with a request to close the account, since all the requirements were fulfilled in court. The bank employee informed me that within 30 days my application would be reviewed and a manager would contact me. After 30 days, no one contacted me, I went to the bank, and there they told me that the application was closed because 30 days had passed.
On 04/30/19, I wrote a second application for recalculation and closure of the card, and attached a copy of the court decision and payment receipt to the application. In response to this application, I received a refusal SMS message that the account could not be closed due to existing debt.
On May 7, 2019, I asked the bank for an account statement, to which the employee informed me that at the moment she could not provide me with a statement, since I needed to make a request to the central office in Moscow, and they could send me a statement by mail, and that you need to write an application with a postal address and a request to provide a detailed calculation of the debt, which I did. After 2 months I still had not received an answer, so I went to the bank to find out. There, the girl printed out the answer from the bank’s head office that a detailed calculation is provided only in person, I asked me to do it, to which they answered that “we cannot, since the central office does this,” they deliberated for a long time and offered to write a new claim for recalculation debt (I already wrote about it), it turns out to be walking in circles. They just printed out an account statement for me, and it indicated that the balance as of 07/03/2019 was 97,705.16 rubles; this amount accrued in the form of interest.
Is this accrual legal, and is it worth going to court?

Lawyer Murakhtin A.V., 409 answers, 179 reviews, on the site since November 19, 2017
2.1. Yes. In this case, it is necessary to apply to the court with a statement of claim, having first collected all the evidence. You can also demand compensation for moral damages.

3. My husband took out a loan but didn’t make a payment for two months.
I received an SMS from the bank.
Full name, a court order has been issued in your case. The date of inventory of property at your registration address is 10/21/2019. Please be home by 18:00. If you are not there, then in accordance with Art. 13 of the Federal Law “On Enforcement Proceedings”, bailiffs will open the apartment in order to conduct an inspection and search for the debtor or pay the debt...

Are the actions of bank employees correct? Should bailiffs immediately describe property? Or should the order itself first come in printed form, then the arrest be imposed?

Lawyer Provorova A.Yu., 7144 answers, 2728 reviews, on the site from 09/24/2013
3.1. Good morning.
Well, it’s unlikely that the bank received a court order within 2 months, especially since you should be notified of its existence and given 5 days for voluntary repayment or its withdrawal. So this is a fake, no one will come to you, much less break down the door.

Lawyer Kugeiko A.S., 86,702 replies, 38,690 reviews, on the site since 12/05/2011
3.2. Hello,
Collectors just scare you. If a court order is issued, a copy of it will be sent to you from the court by mail.
I wish you good luck and all the best!

Lawyer Dyakonov V.V., 176 answers, 117 reviews, on the site from 08/21/2019
3.3. Hello. Yes, you must first obtain a court order. I believe this SMS is from the bank’s security service or from the collectors with whom the bank has an agreement (both of them often behave rudely).
1. In order for a court order to be issued, it usually takes 90 days of non-payment on the loan. But you need to look at the contract, what date is indicated there and read the rights of the lender (bank).
2. The court order can be challenged because you must receive notice of the court order by certified mail. The parties are not called to court.
3. You can challenge the court order by sending a statement to the court with disagreement... with any reason, it could be a disagreement with the amount, with penalties, with interest, etc.
According to Art. 128 of the Code of Civil Procedure of the Russian Federation, the judge sends a copy of the court order to the debtor, who, within ten days from the date of receipt of the order, has the right to submit objections regarding its execution.
In accordance with Art. 129 of the Code of Civil Procedure of the Russian Federation, the judge cancels the court order if the debtor within the prescribed period receives objections regarding its execution. In the ruling on the cancellation of the court order, the judge explains to the claimant that the stated claim can be presented by him in the manner of claim proceedings. Copies of the court ruling to cancel the court order are sent to the parties no later than three days after the day it was issued.

4. Today I received this SMS from Sberbank regarding your credit debt No. ******* dated. The deadline for fulfilling the bank’s demand for full early repayment of the debt has expired. The amount of debt is 84069.59 RUB. The bank has the right to file a claim in court. PJSC Sberbank 8-800-333-31-38. Please tell me how I now understand they will go to court. And I’m going on maternity leave in a month and there will be payments, I’m worried that all the money, well, or half of it, which I think, too, quite a bit will be immediately written off to pay off the debt, will it be possible to somehow agree with the bailiffs to pay some small amount every month or not?

Lawyer Smirnov M.A., 265 answers, 111 reviews, on the site from 04/03/2019
4.1. It is possible through a petition.
Contact a lawyer.

"How to win a lawsuit against a bank over a loan - a case for 5.6 million rubles."

"How to cancel a court decision in a case of debt collection under a loan agreement"

The second and third articles discuss disputes with VTB and Vostochny Bank. In the near future I will publish the case regarding Sberbank.

Lawyer Erkhov V.G., 21971 answers, 6819 reviews, on the site since 02/04/2013
19.2. Correctly draw up the contract in accordance with Articles 153 and 160 and 420-422 of the Civil Code of the Russian Federation
If there are no interim measures under Articles 139 and 140 of the Code of Civil Procedure of the Russian Federation, then this is possible.

20. Valeria.
Hello. I reposted it. Please tell me. I left my husband. She took the children with her. While the children were sleepy, the husband filed a lawsuit for alimony. I didn't know anything about it. A month later he came and took the children from me. Now the bailiffs are calling for alimony. How could the trial take place without my participation? I was not warned, not letters, not SMS that there would be a trial. And at that moment the children were sleepy. What to do?

Lawyer Abrosova I.V., 2989 answers, 2004 reviews, on the site from 09/12/2017
20.1. Apply to the court with a statement of claim to determine the place of residence of the children with you, then with a claim to collect alimony from your husband. You can also try to cancel a previously made decision on alimony.

Lawyer Zotov S. A., 153 answers, 100 reviews, on the site from 09.17.2019
20.2. Hello Valeria. Your ex-husband turned to the magistrate for a court order to collect alimony. The peculiarities of writ proceedings do not provide for summoning the “debtor” to court, and the judge considers the application received by him for the issuance of a court order individually on the basis of factual data, the evidence indicated and attached therein.
You have the right to appeal the court order. To do this, you must submit an application to the magistrate who issued the court order with a request to cancel it. As grounds for cancellation, indicate that you do not agree with the collection of alimony from you, were not present at the court hearing and did not know about the court at all. To your application, add a petition to restore the period for appeal, indicating in it that you learned about the existence of the court order only from the bailiff on such and such a date. You have 10 days to appeal from the moment you learned about the existence of the court order. Please attach a document confirming this to your application. For example, this may be a Resolution on the initiation of enforcement proceedings, on which the bailiff may indicate the date of delivery of it to you.

30. I would like to ask a question. Today I received an SMS notification from the bailiff service, it was written like this: “Fine for identifying a person FSSP of Russia SPI: 1500 rubles. What could this fine be for?

Lawyer Baidina D. Yu., 617 answers, 455 reviews, on the site since 02/20/2018
30.1. Check on the FSSP website for debt and on the government services website.

Lawyer Khalueva V.V., 1194 answers, 891 reviews, on the site from 04/14/2017
30.2. Good afternoon
It is quite possible that this is a fine provided for in Art. 17.7 of the Code of Administrative Offenses “Failure to comply with the legal requirements of a prosecutor, investigator, investigator or official conducting proceedings in a case of an administrative offense.”
For more detailed information, contact the bailiff and familiarize yourself with the materials of the enforcement proceedings.

Blagoveshchensk residents are sending out messages via social networks and instant messengers that they are stealing money from Amur residents via SMS. Townspeople warn each other about attackers who, under the guise of legal proceedings, steal money from people. According to the author of the text, adventurers write off funds from a mobile bank if a person simply opens an SMS.

“Anyone who receives an SMS allegedly from the bailiff service about the seizure of property should under no circumstances open the message! The money will be immediately debited from your mobile bank. This is a new type of fraud. Warn your friends and relatives,” writes the author of the message.

The Blagoveshchensk police reported that they were not aware of this type of fraud and that law enforcement agencies had not received any complaints of this kind. The Amur Federal Bailiff Service said that department employees do not send SMS messages.

Bailiffs do not send out such messages; all information is in the data bank of enforcement proceedings. Before believing such reports, you need to check the data on the existence of records against a citizen, this information is open,” said Elena Patsiora, assistant to the head of the Federal Bailiff Service for the Amur Region.

Information about enforcement proceedings can be found on the official website of the Federal Bailiff Service for the Amur Region in the “Bank of Enforcement Proceedings” section.

One of the cellular companies told a correspondent of the portal 2x2.su that a subscriber can actually lose his money if he opens a malicious message.

It is important to understand that simply opening a message will not grant access to mobile banking. But specifically, these messages sent by scammers contain a link to download malicious virus software. This virus independently initiates sending requests to obtain information about the balance of a bank card, then generates requests for money transfers from it, said Varvara Kovalevskaya, head of business development in the mass market of the Amur branch of the Far Eastern branch of one of the operator companies.

To protect yourself from scammers, experts recommend installing a proven antivirus on your smartphone, not opening suspicious SMS and not following unknown links.

If you do become a victim of attackers, then you need to report the incident to the operator by calling the customer service line as soon as possible.

...A call from Siberian Tatyana (she asked not to give her last name) rang out at the Komsomolskaya Pravda editorial office at four o'clock in the afternoon. The seriously worried girl told her story.

I was at work, when suddenly I received an SMS on my phone: “Your property has been seized. FSSP ". And then there is a link supposedly to the bailiffs’ website,” Tatyana describes the events. - But what kind of debts do I have if I took out my last loan six years ago and have already paid it off a long time ago? I have never been fined in my life...

Fortunately, smart colleagues came to the aid of the Siberian woman - they suggested checking whether the girl had debts on the official website of the bailiffs. Tatyana entered her first and last name on the portal, and the answer was displayed: there are no debts.

And then we decided to check what kind of link they sent me. On a regular computer, they entered ru-fssp.ru, the amount of debt was displayed there - more than 7 thousand rubles. And then you had to click on OK and pay the “debt” online,” says Tatyana.

Novosibirsk residents immediately noticed the discrepancy. Although the design is approximately the same as on the official website, everything is confused in the page address itself: after all, the link to the real bailiffs portal is different - fssprus.ru. And you didn’t have to enter your first and last name on the false site: the same amount was displayed on any computer.

It’s good that there were people next to me who told me what to do. What if such a message comes to some grandmother and she believes it? - Tatyana is worried.

Only a few hours later the fake site became inaccessible. However, we reported the girl’s story to the Main Directorate of the Ministry of Internal Affairs for the Novosibirsk Region - they asked everyone who, God forbid, encountered such swindlers, to contact the police department at their place of residence and write a statement. Only in this case do law enforcement officers have the right to conduct an inspection.

AND AT THIS TIME

Real bailiffs no longer send SMS about debts

The Bailiff Service has abandoned SMS messages that notify about debts. Therefore, they warn Novosibirsk residents about possible scammers. You can check whether you are a debtor or not only through the website r54.fssprus.ru. In addition, all services are provided free of charge

CALL A LAWYER

“Save the SMS message!”

We asked a lawyer Valeria Asanova suggest how to act correctly if you receive a similar SMS message from scammers:

1. First of all, do not under any circumstances follow the algorithm that the scammers offer you - do not follow any links. If you have the Internet, then all information can be checked on the official website of the Office of the Federal Bailiff Service for the Novosibirsk Region - r54.fssprus.ru. If there is no Internet, then contact the bailiff department at your place of residence.

2. When you are sure that you do not have any debts, contact the police. This is where the SMS message that came to you comes in handy - it will become material evidence. According to the Criminal Code, the actions of swindlers will be classified as fraud.

IMPORTANT

But with the help of what resources offered by the Federal Bailiff Service, you can find out about the real amount of debt, if any:

On the Internet fssprus.ru/iss/ip

By subscribing to the mail fssprus.ru/subs

By installing the program fssprus.ru/fssp_mobile

“Anyone who receives an SMS on their phone, allegedly from the bailiff service about the seizure of property, should not open the message under any circumstances!!! Money is immediately debited from the card linked to the bank. This is a new type of fraud. Warn your colleagues, friends and relatives” - this announcement appeared the other day in a Sberbank branch located not far from the home of the author of these lines.

Fraudsters take advantage of the fact that car owners, for example, have long been accustomed to the fact that a fine can be paid with a few clicks on the screen of their own mobile phone. And the opportunity to pay for it with a 50 percent discount within 20 days has made this service even more popular among owners of banking applications. By clicking on a link in a suspicious SMS, a person launches a malicious program on his smartphone that reads the “keys” to his mobile bank and, without his knowledge, completely clears the account, transferring money to the attackers.

It is characteristic that such mailings, judging by the messages of citizens on social networks, come mainly to holders of cards issued by Sberbank. This, first of all, raises the question of the safety of personal data of clients in this credit institution. Note that the current version of malicious fraudulent messages is noticeably more dangerous than its predecessor, which circulated among Russians en masse last year and the first half of this year.

Then citizens received fraudulent SMS messages that spoke about one or another specific amount of debt (usually several thousand rubles and so many kopecks, for plausibility) and were asked to follow the attached link to check this information. Clicking on it led to the debiting of the citizen’s funds from his bank account in favor of unknown hackers.

The problem of this kind of SMS scam, apparently, has reached a truly serious scale, since when you go to the official website of the Federal Judicial Service of the Russian Federation, a warning from the service immediately appears on top of all windows about the outrages of scammers sending out malicious viruses on behalf of FSSP employees. Anyone can fall into trouble and accidentally follow the lead of SMS scammers, especially a car owner - due to the “discounts on fines” that have become commonplace.

If you have been robbed in this way, do not despair: there is a possibility of getting the stolen money back. To do this, you should block the card as quickly as possible and, on the same day, personally submit a written statement about funds from your accounts to your bank office and at the same time report to the police that you have become a victim of fraud. These gestures will help you get your funds back.